Mortgage Interest Rates 2025 Predictions Reddit. Mortgage rates have been going down since the beginning of august, and they should continue decreasing throughout 2025 and 2025. We may see some small decreases in rates.

We may see some small decreases in rates. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025.